Get the Best Deals: How To Buy a Car from a Dealer?

How to buy a car from a dealer

If you are thinking of how to buy a car from a dealer, we got you covered in the rest of this post. Personally, I have purchased cars several times in the past, both brand new and secondhand models. I have also helped a lot of friends and family get a car for themselves. Without bragging, I am confident that I am already at a point wherein I can give valuable advice to buyers. It is frustrating as you start, especially if you have a limited budget. However, if you know how to do it right, things can be a lot easier.

In the rest of this post, we will not only uncover the steps on how to buy a car from a dealer, but we will also provide you with insights on the mistakes that you should not commit and the tips that will help to take advantage of the best deals. Using your charm can go a long way! It won’t take long before you can finally drive the car you have always dreamed of!

Step-by-Step Guide on How to Buy a Car from a Dealer?

Ready to get started? Here are the steps that you should follow to get the best deals and to end up with a decision that will not bring regrets in any way:

1. Do your Research

You need to exert a little time and effort to conduct research. Read reviews online or ask around from people you know if there is a dealer they can recommend. Also, research about the car that you want before heading to the dealer and make sure that it is right for your needs. Look at the photos and descriptions from the website of the chosen dealer.

2. Obtain Pre-approval for a Car Loan

If there is one thing that hinders most people from having a car, it would be their finances. With this, it will help if you will get pre-approved for a car loan. You should shop around to find the best deals, especially in terms of the interest that you will be charged. You can get in touch with banks and financial institutions. Compare their offers before making a decision.

3. Visit the Dealer

Now is the time to go to the dealer. Even if we are living in an era where digital technology is prevalent, you should still take the time to visit the dealer personally rather than just transacting online. This is an opportunity to have a personal conversation with the sales representative. This is where your charm will be useful. More so, you should know how to negotiate to arrive at a price that is favorable.

4. Inspect and Test-Drive the Car

Before making any decision, see to it that you have carefully inspected the car. If you know nothing about cars, you should bring a knowledgeable mechanic with you. This is especially true if you are buying a secondhand model. Test driving the car is also essential. This will give you an actual feel of it and will also be an opportunity to spot any possible flaws.

5. Ask for a Sale Price

This is one of the most crucial parts of the process. You might not always get what you want, but do not give up. As mentioned earlier, you need to practice your negotiation skills. Once you ask for the price, make sure to also evaluate all the inclusions, especially the warranty coverage. Ask about insurance. Do not be focused on looking for the cheapest deal. Look for value for money based on all the perks that are included with the price.

6. Look at Options for Financing

Earlier, we tackled about how you should get pre-approval for a car loan. You can use this money to pay for the car. Otherwise, you can also ask the dealer if they have in-house financing programs. Compare their interest rates with respect to the total amount that you will be loaned and the duration of the repayment period.

7. Review the Contract

By now, you will most likely be given a contract stipulating the terms and conditions of the sale. Take note that a contract is legally-binding, which is why you should read it thoroughly before affixing your signature. If there is anything that seems vague to you, do not hesitate to ask for clarifications from the dealer.

8. Enjoy your New Car

By now, you are ready to drive your new car! Take it on the road and have fun with your newest ride. Drive safely!

Pro Tips

Here are some of the useful tips to keep in mind:

  • Start with a budget in mind. Before you even approach a dealer, know how much you can realistically spend for a car. Think of your income and long-term expenses, especially if you have to apply for a loan.
  • Get a cosigner. If you have a bad credit score or if you have no stable job, you might want to ask help from family or friends who can act as a cosigner. This will make you be perceived as less of a risk.
  • Fix your credit score. It is important to fix any error that can possibly be present in your credit rating. This will improve your credit-worthiness and will possibly make you qualify for lower interest rates.
  • Look at multiple options. One of the mistakes that you should never commit is to get settled after the first dealer you have visited. You should have the time to go to as many dealers as possible and compare their offers.
  • Be in control. Do not be manipulated by the lender. Keep in mind that the last decision depends on you. If the price is too high for you, know how to walk away and look for other possibilities.


By now, I hope that you have learned from our discussions above on how to buy a car from a dealer. It is actually not that complicated, but you need to proceed with caution. Keep in mind that a car is an investment, and hence, you should take your time before getting settled with a decision.

Ronald Bounds

My name is Ronald D. Bounds, founder and editor in chief here at The Rider Base. We are enthusiastic about speed and travel. This website is built to share the information for rider. We help you to choose motorcycle accessories for yourself without much time.

Click Here to Leave a Comment Below